Garn–St. Germain Depository Institutions Act
The Garn–St Germain Depository Institutions Act of 1982 (Pub.L. 97–320, H.R. 6267, enacted October 15, 1982) is an Act of Congress that deregulated savings and loan associations and allowed banks to provide adjustable-rate mortgage loans. It is disputed whether the act was a mitigating or contributing factor in the savings and loan crisis of the late 1980s. Title VIII of the act, Alternative Mortgage Transactions, allowed banks to provide adjustable-rate mortgage loans.
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Garn–St. Germain Depository Institutions Act
The Garn–St Germain Depository Institutions Act of 1982 (Pub.L. 97–320, H.R. 6267, enacted October 15, 1982) is an Act of Congress that deregulated savings and loan associations and allowed banks to provide adjustable-rate mortgage loans. It is disputed whether the act was a mitigating or contributing factor in the savings and loan crisis of the late 1980s. Title VIII of the act, Alternative Mortgage Transactions, allowed banks to provide adjustable-rate mortgage loans.
has abstract
The Garn–St Germain Depository ...... djustable-rate mortgage loans.
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Wikipage page ID
Wikipage revision ID
735,293,646
cite public law
committees
conferencedate
1982-09-30
effective date
1982-10-15
enacted by
introducedby
Fernand St. Germain
introduceddate
1982-05-04
introducedin
leghisturl
longtitle
An Act to revitalize the housi ...... bility of home mortgage loans.
Nickname
Alternative Mortgage Transaction Parity Act of 1982
othershorttitles
Banking Affiliates Act of 1982
Deposit Insurance Flexibility Act
Net Worth Certificate Act
Thrift Institutions Restructuring Act of 1982
passedbody
passeddate
1982-05-20
1982-09-24
1982-09-30
1982-10-01
passedvote
agreed voice vote
passed voice vote, in lieu of
public law url
sections amended
shorttitle
Garn–St. Germain Depository Institutions Act
signeddate
1982-10-15
signedpresident
title amended
subject
hypernym
type
comment
The Garn–St Germain Depository ...... djustable-rate mortgage loans.
@en
label
Garn–St. Germain Depository Institutions Act
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