The Beveridge Model is a health care system in which the government provides health care for all its citizens through income tax payments. This model was first established by William Beveridge in United Kingdom in 1948. Under this system, most hospitals and clinics are owned by the government; some doctors and health care professionals are government employees, but there are also private institutions that collect their fees from the government. With the government as the single-payer in this health care system, it eliminates competition in the health care market and helps to keep the costs low. Using income tax as the main funding for health care allows for services to be free at the point of service, the patients' contribution to taxes covers for their health care expenses.