The 1986 NCAA Division II football season, part of college football in the United States organized by the National Collegiate Athletic Association at the Division II level, began in August 1986, and concluded with the NCAA Division II Football Championship on December 13, 1986 at Braly Municipal Stadium in Florence, Alabama, hosted by the University of North Alabama. The championship would remain hosted in Florence for the next twenty-eight seasons through 2013 before moving to Sporting Park in Kansas City, Kansas. The North Dakota State Bison defeated the South Dakota Coyotes, 27–7, to win their third Division II national title.