The 1986 Mercantile Credit Classic was the seventh edition of the professional snooker tournament. The tournament was played at the Spectrum Arena, Warrington, Cheshire, and was televised on ITV from the last 16 round (which started on 3 January 1986). The earlier rounds (Pre last 16) were played between 8-13 November 1985. Defending champion Willie Thorne lost in the third round to Tony Jones 3–5.