Business credit monitoring or company tracking is the monitoring of a business's credit history. Largely used as a method to determine a company’s ability to pay its debts, this type of monitoring/tracking can help credit grantors determine the creditworthiness of a business. The use of these reports varies and may range from protecting against suspected fraud to assessing business performance. Companies are fluid and rapidly changing; a company that may seem secure one day can become a risk overnight. While a single report is just a snapshot in time, monitoring business credit over time provides a much wider perspective on a business.