Novalnet is a global payment service provider and a European payment institute helping e-commerce businesses worldwide to accept and process electronic and point-of-sale payments. The Software-as-a-Service platform provides merchants with a solution for integrating payment services in pre- or self-developed systems, such as online shop, marketplace, content management system (CMS), customer relationship management (CRM), enterprise resource planning (ERP) and inventory management software (WAWI). Business model-based integration via API (application programming interface), iFrame, SDKs (software development kit) and WebView establish a real-time data flow between systems for individual payment processing, fraud prevention and other payment related services.