Courtesy signing is a service provided in the US to escrow, title, and mortgage companies to close real estate, refinance, and loan transactions. Generally, real estate documents are signed and the transactions are closed at a predetermined settlement location, such as an escrow firm, a title company or an attorney's office. If the time or place is not convenient for one of the parties, then a courtesy signing may be arranged, in which documents are forwarded to and signatures are taken by another office or party who is not handling the actual settlement. If, for example, a real estate transaction is closing at a title company in California, but a seller is in New Jersey, the documents may be sent to that title company's affiliate in New Jersey for signature. That office will perform a cou