Basel IA

Basel IA was proposed as an intermediate between the current Basel I accord and the Basel II accord that is being implemented. Basel IA would have been more risk sensitive than Basel I but would not be as complex as the advanced approach under Basel II. On July 20, 2007 by a deal between the various US banking regulators (The Federal Reserve, the Office of the Comptroller of the Currency, the Office of Thrift Supervision and the Federal Deposit Insurance Corporation) it was decided to drop the proposed Basel IA and allow Basel II Standardised in its place.

Basel IA

Basel IA was proposed as an intermediate between the current Basel I accord and the Basel II accord that is being implemented. Basel IA would have been more risk sensitive than Basel I but would not be as complex as the advanced approach under Basel II. On July 20, 2007 by a deal between the various US banking regulators (The Federal Reserve, the Office of the Comptroller of the Currency, the Office of Thrift Supervision and the Federal Deposit Insurance Corporation) it was decided to drop the proposed Basel IA and allow Basel II Standardised in its place.