Merchants and Farmers National Bank Building is a historic bank building located at Charlotte, Mecklenburg County, North Carolina. It was built in 1871–1872, and is a three-story, brick building with a stuccoed front and Italianate style cast iron trim manufactured by the Mecklenburg Iron Works. The building housed Independent Order of Odd Fellows Lodges that met there from the l870s through 1920. It is the oldest surviving commercial building in the central business district of Charlotte.